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Banks and other financial institutions issue a new type of cash back credit card or cash rewards card. Balance Transfers for new accounts: You must apply by December 31, 2019 in order to be eligible for the current promotional balance transfer offer of a 0.97% interest rate for 6 months. If the card is a member of Visa International or Mastercard International, you can use your card at many countries where there are a lot banks who are members of them.

You will also benefit from exclusive offers available only on Bankbazaar. 3. If you don’t travel much but still need to entertain clients, you’ll want a card that offers discounts to restaurants or gift merchandise as opposed to a card that mostly gives discounts on standard business supplies or computer equipment.

Some of our cards offer more benefits with an annual fee, while others have no annual fee at all. The maximum amount that can be outstanding against your credit card at any point of time. Minimum redemption is 10,000 PC Optimum points (worth $10 in free rewards) and in increments of 10,000 PC Optimumpoints thereafter, at participating stores.

Fees and charges: Compare the interest rate on different cards and the fees and charges apply. With Mastercard Global Services, you get immediate assistance with replacing your card, and if you’re ever without your card in an emergency, you can even get a cash advance.

Explore the benefits of Mastercard®. You may check your balances via online banking or eSOA. Our first complete travel card that lets you earn 1 mile for every P17 spent overseas and on airlines and hotels, unlimited airport lounge access, free travel insurance up to P5 million coverage, and exclusive travel offers.